Call 754 777 0380
Get peace of mind!
Insuring a Bright Future: Medicare, Obamacare, Dental and Life insurance
Get peace of mind!
Call 754 777 0380
Get peace of mind!
Get peace of mind!
We offer a range of services, including Life, Annuities, Health -"Obamacare" or Medicare, Dental, Vision, and Accident insurance. We have been in the industry for many years and we know how to find the best solutions for your needs. Don't leave your future to chance! Take control of your life and medical insurance today. Let's work together to protect what matters most to you and your loved ones. Contact us today and schedule a free consultation.
Whether you are looking for life or health insurance, we can find the best coverage for you at an affordable price. We know that your situation may change over time, and that's why we offer a free assessment of your needs. Caring insurance professionals are dedicated to helping clients make informed insurance decisions through all the ups and downs of life: marriage, divorce, death, birth, retirement, job change, relocation, illness, injury, and financial changes. Don't wait, call us today, and let us take care of you.
We value building relationships with our clients. We offer a comprehensive and personalized assessment to help you find the best coverage for you and your family. We don't just sell insurance, we provide ongoing service and support to ensure that you are happy with your policy. We are passionate about good service and we want you to feel confident and secure with your insurance. Contact us today and let us help you protect what matters most.
Fill out the form with any questions you have about finding the coverage that's right for you!
Florida, United States
Phone 754 777 0380 / Email jrodarmas@hotmail.com
Monday to Friday: 8 am - 7 pm
Saturday: 3 pm - 6 pm
Sunday: Closed
As a trusted local insurance agent, I specialize in providing tailored life and medical insurance solutions to secure your future. Whether you're seeking whole-life or term-life insurance, Medicare, or coverage under Obamacare, I've got you covered. I have a long and successful career in the health and finance industry. I have managed large health provider organizations and worked as a manager for an international insurance company. I have a deep knowledge of the insurance business and how it works. My real passion is serving and helping people and business owners to understand and navigate the insurance world to protect their loved ones. I am a family man, love outdoor activities, and care deeply about sustainability and access to quality health services. I am an environmentalist and socially conscious individual who strives to make a positive impact on the world through my work.
At insurance local agent, we are committed to providing our clients with the best insurance solutions to meet their needs. Our mission is to help you protect your assets, your family and your business.
Please contact us if you cannot find an answer to your question.
A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.
A co-payment is a defined dollar amount a patient pays for medical expenses. With many health insurance plans, a patient pays 100 percent of costs out-of-pocket until they have met their deductible.
HMO plans offer lower monthly premiums, while PPO plans offer higher monthly premiums. HMO plans have a smaller provider network, while PPO plans have a larger provider network. HMO plans require that you choose a primary care physician and get all specialist referrals through your PCP, while PPO plans offer more medical freedom. HMO plans generally do not cover out-of-network services, while PPO plans may cover some out-of-network services.
What is the maximum out-of-pocket?
Maximum out-of-pocket (MOOP) is the most amount of money you have to pay for covered health care services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The MOOP limit does not include your monthly premiums or the cost of services that are not covered by your plan. The MOOP limit can vary by plan type and level of coverage..
Medicare Advantage provides comprehensive coverage in one plan usually restricted to one state, while Medigap focuses on filling gaps in Original Medicare and is nation wide including coverage outside the USA. Your choice depends on your health needs, budget, and provider preferences.
Check and compare Medicare Plans Here
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